Filing an Accident Lawsuit in Saint Louis
Common misconceptions
Insurance companies have to give fair compensation to people injured in car accidents.
If you are filing a claim for injuries sustained in a car accident, an insurance company may offer you compensation that is below what you deserve. There are several possible reasons why auto accident victims agree to low offers:
- They think that trying to get more compensation will be an expensive hassle
- They are lured by the ‘quick money’ of a quick settlement
- They do not realize what types of damages may be covered
A skilled personal injury attorney will know how to aggressively negotiate with insurance companies and take your claim to court if settlement offers are unsatisfactory
If you are unsure about how to deal with an insurance company, do not hesitate to contact us about filing a Saint Louis accident lawsuit.
Victims of car accidents should try to reach a settlement as soon as possible.
Insurance companies prefer that you settle quickly in order to avoid the possibility of a higher-cost settlement in the future. While each state has a statute of limitations for filing injury claims, accident victim may need time to assess the full extent of the damages, such as the time and money that will be spent seeking rehabilitation treatments. Sometimes, the seriousness of injuries is revealed over time. The insurance company for the at-fault party will only pay once after your claim has been settled.
Waiting to assess the injuries and costs does not mean that you should not do anything about your injuries. You should see doctors and keep track of medical expenses and doctor’s reports. If you have questions, an accident attorney in Saint Louis at the Hullverson Law Firm can give you legal insight and advice.
You should answer questions from the other person’s insurance adjuster.
If you are filing an accident lawsuit in Saint Louis, you may be asked questions by the other party’s insurance claims adjuster. The insurance claims adjuster may try to elicit information from you that contradicts the seriousness of your injuries, or that raises doubt about whether the accident—and not a previous condition—caused the accident. You are not obliged to speak to the at-fault party’s insurance adjuster.
Call 314-421-2313 or contact us with our online form for help filing a Saint Louis accident lawsuit.
