On-the-job injuries happen every day to hardworking and safety-conscious individuals. Sometimes it is the result of unsafe working conditions, and other times an accident or malfunction might cause harm. No matter what the circumstances surrounding your injury were, you have the right to file a workers' compensation claim, but you may be one of the many people who find their claim denied.
The U.S. Department of Labor reports that thousands of workers' comp claims are denied each year in Missouri alone. There are multiple reasons for why claims are denied, but a few common ones tend to recur. Consider whether any of the following factors may be to blame for the denial of your claim.
Employer disputes the claim
It is quite common for an employer to dispute the claims of an injured employee. Why? The employer doesn't want to pay for compensation, and the employer doesn't want the employee to take time off work. Workers' comp claims are expensive for companies, so you may have to go head-to-head with the employer or and the insurance company in order to have your claim approved. In such a case, it is crucial to have an experienced workers' compensation lawyer on your side.
Your report contained errors
This is, unfortunately, one of the most common reasons for the automatic denial of workers' comp claims. If you simply make a single mistake, you may be sabotaging your claim. That is it is important to have legal counsel and guidance at every stage of the claims process. Let a lawyer handle your claim for you while you focus on getting better.
Nobody else saw the injury
Many workplaces have security cameras, but in the absence of such technology, your claim may rest in the hands of coworkers' accounts of the incident. If none of your colleagues witnessed your injury, it may throw your report into question and result in a denial. Just because they did not see it, however, does not mean it did not happen.
If your workers' comp claim has been denied for any reason, you may still be able to get the benefits you need and deserve. Talk to a workers' comp attorney about your options for appealing a denied claim or pursuing another route such as a personal injury claim against a third party.